Your Luxury Mortgage Partner in Texas
Client Stories
How It Works
Initial Consultation
We align on goals, timeline, and strategy in a focused 20‑minute call.
Application & Underwriting
Your concierge pairs docs with the right lender for fast, clean approvals.
Closing & Beyond
We quarterback to the finish line—and check in post‑close as markets move.
Why Black Horizon
Private Banking Access
Relationships with elite lenders for bespoke scenarios.
Fast Closings
Streamlined underwriting gets you to the finish line sooner.
Fiduciary‑Level Care
Advice first. Products second. Your goals lead.
Luxury White‑Glove
Concierge updates, proactive strategy, and absolute discretion.
Our Mission
To deliver an unparalleled, personalized mortgage experience—balancing discretion, speed, and strategy—so clients feel completely supported from first conversation through closing and beyond.
Services
Luxury Home Loans
Premium financing for high‑end properties with curated terms and service.
- Tailored structures
- Portfolio‑aligned rate strategy
- Discreet handling of complex income
Jumbo Mortgages
Expertly navigated jumbo solutions for sophisticated buyers.
- Competitive jumbo terms
- Common‑sense underwriting
- Asset‑based options
Refinancing
Refi with intent—optimize cash flow, access equity, and reduce risk.
- Cash‑out for acquisitions
- Payment/term optimization
- Tax‑aware strategy
FAQ
How fast can you close?
Most purchases in 12–20 days after a complete file; refinances similar depending on appraisal and title.
Do you pull credit?
Soft pull for quotes and rate‑shopping; a hard inquiry only for a full application.
What loan sizes?
Conforming to $5M+ jumbo via our private‑bank network.
Service area?
Texas‑based; ask us about multi‑state options.
Ready to get started?
Speak with a senior mortgage advisor in a focused 20‑minute consult.